Current Rates for Chirpy Money™
The following fixed interest rates are available to clients who choose Chirpy Money™.
Term
Interest Rate (p.a.)*
6 months
5.95%
12 months
6.70%
24 months
6.90%
36 months
7.25%
60 months
7.50%
120 months
7.75%
*Current as of 15 March 2025.
Helpful information
Your interest rate remains fixed for the life of the facility.
At maturity your facility automatically renews unless you provide 30 days notice in writing. Should you elect to renew your facility, It is renewed for the same term and at the same interest rate.
Please Note
Chirpy Money™ is not a term deposit and is not covered by the Banking Act 1959 or the Financial Claims Scheme (FCS). Whilst term deposits and Chirpy Money™ have similar features, the Financial Claims Scheme which applies to term deposits is limited to Authorised Deposit-Taking Institutions in Australia and does not apply to Chirpy Money™. Read more about the risks in our Frequently Asked Questions.
Like most investments, clients should be mindful that principal and interest are not guaranteed. We recommend seeking independent financial and legal advice prior to becoming a Chirpy Financial client.
Select your term (months)
6
12
24
36
60
120
Your interest rate for 12 months
6.70%
per annum
Earn competitive rates of return
Monthly interest payments
Compound interest available
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